Documents and Communications Covered
If you elect to receive American Express account related documents and communications electronically by way of this agreement, you will receive the following electronically:

• Statement of Account and Membership Rewards® program information;
• Legal Notices Relating to your Card Account and Membership Rewards program;
• Other Notices Relating to your Card Account and Membership Rewards program;
• Annual Privacy Notices.

All of the above are referred to collectively as "Electronic Communications".If you agree below you may begin to receive some Electronic Communications immediately and other Electronic Communications will be provided in the future as they become available. You can discontinue receipt of Electronic Communications in favor of paper communications as noted herein.

Method of Delivery
If you agree, we may send Electronic Communications by any lawfully permitted electronic manner, including, posting them on an American Express Website, through links provided on your online Statement of Account or elsewhere, by e-mail at the primary e-mail address you have provided to us or any combination of these means.

American Express reserves the right to send paper communications to you at any time in its sole discretion. Events that trigger our sending you paper communications, include: (i) if the e-mail address you provided to us does not accept the confirmation e-mail we deliver to you after your selection of Electronic Communications; (ii) if the electronic system relating to an American Express product that requires us to send notices to you is not yet enabled to deliver electronic messages and (iii) in the event American Express believes it is necessary to communicate with you regarding potential fraud on your account.

Withdrawing Your Consent
You may turn off your Electronic Communications option any time by following the directions detailed on our Website. When withdrawing consent for online delivery of your Statement of Account, documents, and communications, go to the Statement Delivery Options page at www.americanexpress.com/paperlessstatement any time and uncheck the check box(es) next to the Card(s) account(s) for which you wish to withdraw consent.

Obtaining Paper Copies
By signing on to our Website you may request, and receive free of charge, up to 6 prior months of PDF copies of your Statement of Account, including any document or communication listed above under "Documents and Communications Covered." You may also request and receive free of charge, up to three prior months of paper copies of your Statement of Account, including any document or communication listed above under "Documents and Communications Covered," by (1) calling the number on the back of your Card, (2) calling the number on your Statement of Account, or (3) contacting American Express using the Correspondence Address listed on your Statement of Account. Statements of Account for any period older than three prior months may be requested for a fee of $5 for each billing period for which a copy of a billing statement is requested.

Updating Contact Information
To update information needed to contact you electronically, please contact American Express by logging on to www.americanexpress.com/email.

System Requirements
In order to receive and retain the Electronic Communications, you must have a valid e-mail address and a computer equipped as described below. If your e-mail address changes, you must promptly contact American Express to update your contact information.

Hardware/Software*:

• Internet access and a browser that supports 128-bit encryption such as Microsoft® Internet Explorer or Netscape® Communicator®
• An operating system meeting the below minimum requirements for either Microsoft® Windows® or Macintosh®:
  Windows®
  • Windows® 95 or higher or Windows® NT 4.0 or higher
  • 486 or higher processor
  • 16 MB (32 MB recommended of access memory (RAM))
  • 20 MB of free hard drive space
  Or
  Macintosh®
  • System 7.5.5 or higher
  • 32 MB of available access memory (RAM)
  • 16 MB of available hard drive space

Adobe Software*:
Adobe® Acrobat® Reader® 4.0 or higher is required to open and/or save a portable document format (PDF). To confirm that you can access a document such as your online Statement of Account in a PDF format, please click here. If you cannot access the document, you need to obtain the necessary Adobe® software that can be downloaded at no cost at http://www.adobe.com .If you click on this link, another browser will spawn and you will be directed to Adobe®’s Website. Your current online session will remain open in the current browser window until you log off or time out, whichever occurs first. If your session times out, you will need to log on to americanexpress.com again.

By clicking I Agree below you confirm that you have successfully accessed the sample PDF document from the link provided above.

*The featured words and symbols above used to identify the source of goods and services are the trademarks of their respective owners.

Modem:
Modem (28.8 kbps or higher recommended)

Printer/ Hard Drive:
If you have a printer, you may also print a copy of your Electronic Communications. You can do this at no additional cost by simply clicking the "Print" button in your browser or for documents viewed in Adobe Acrobat format, using the Adobe print feature. Or you may use a hard disk or removable disk drive with diskette to retain a copy of Electronic Communications.

Consent:
By clicking on the I Agree button below, you confirm that you have computer hardware and software that meets the requirements above, you have successfully accessed the sample PDF document from the link provided above, and you consent to receiving Electronic Communications for your selected account(s). You understand that by doing so, you may no longer receive such communications related to your account(s) in paper form. By clicking I Disagree you will not be sent the Electronic Communications.